Website T&C

This website is owned and operated by COGNIXUS TECHNOLOGIES SDN BHD (Cognixus) which is a company duly incorporated in Malaysia Company Number 201901039277 (1348607-W)

Any references to  (‘Cognixus’, ‘us’, ‘we’ and ‘our’) are referring to the above mentioned legal entity. 

Your access to and use of this website is subject to these terms and conditions, and any notices, disclaimers or other terms and conditions or other statements contained on this website (referred to collectively as ‘Terms and Conditions’). 

By using this website you agree to be subject to the Terms and Conditions. 

The information contained on this website is not guaranteed, is strictly for information purposes only and subject to change without notice. 

Although this material is based upon information that Cognixus considers reliable and endeavours to keep current, it does not warrant that the information or materials are current or accurate at all times and it should not be relied upon as such. To the extent permitted by law, Cognixus does not accept any responsibility arising in any way from errors in, or omissions from, this information. 

Chat and Instant Messaging

  • You are advised that Chat and Instant Messaging conversations are recorded and may be used for compliance or training purposes to the extent that they are used by the Firm.
  • Conversations on Chat or through Instant Messaging is for your general information only and Cognixus is not soliciting any action based upon it.


  • Your use of this Web site may be monitored by Cognixus, and the resultant information may be used by Cognixus for its internal business purposes.
  • Further information regarding our use of your personal information is available in our Privacy Policy.

General Advice

  • The material on this website has been prepared for informational purposes only without regard to any particular user’s or companies investment objectives, financial situation, or means, and Cognixus is not soliciting any action based upon it.
  • Cognixus does not provide any form of regulated financial services and is a technology development company which additionally provides consultancy and analytical services and software to corporate entities

Conflict of Interest Disclosure

  • The individuals who prepared this website content are paid in part based on the profitability of Cognixus, which includes earnings from the firm’s sales distribution companies
  • We and our officers, directors, and employees, including persons involved in the preparation or issuance of any material, may suggest via data analysis that alternative modes of transacting your treasury business may result in cost savings. This does not constitute Financial Advice and is simply the output of data provided by you compared with third party treasury services providers such as Banks and Electronic Money Institutions.
  • Any agreement you may enter into with those parties is private and confidential between you and those entities. We do not receive any rebate, commission or any form of remuneration for suggesting that Bank A may be cheaper than Bank B

Jurisdiction Notice 

This material is not to be construed as a recommendation; or an offer to acquire, buy or sell any services where it would be illegal in your country of origin strategy would be illegal. We are purely a Technology Development company providing analytic comparison tools which may direct you to take action with regards to the regulated entities with whom you transact. We are not liable to introduce you to those parties and we are not liable for ensuring that any private agreement you enter into with those parties are legal in your jurisdiction. We are not a party to any contract to any party with whom you enter into a future contract with which may be based upon the output of our analysis.

Except where necessary in order to view the information on this website on your browser, or as permitted under the applicable law or these Terms and Conditions, no information or content on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without our specific written consent.  You acknowledge that Cognixus shall be entitled to require you to remove any link from another website to this website which you install without obtaining Cognixus’s prior written consent. 

Any third party intellectual property used by us in the content of our website should not be interpreted as meaning that the third party owner sponsors, endorses or is in any way affiliated with us or with our business, nor that they make any representation regarding the advisability of using our products. 

Apple, the Apple logo, Mac, iPhone, iPad, iPod touch, are trademarks of Apple Inc, registered in the US and other countries. App Store is a service mark of Apple Inc. 

Android is a trademark of Google Inc. 

Windows is a registered trademark of Microsoft Corporation in the United States and other countries. 

Third Party Content 

This website may contain materials produced by third parties or links to other websites. Such materials and websites are provided by third parties and are not under Cognixus’s direct control. 

Cognixus provides such links solely as a convenience to you. Accordingly, Cognixus makes no representations concerning the content of the Sites. The fact that Cognixus has provided a link to the Site does not constitute an endorsement, authorisation, sponsorship, or affiliation by Cognixus with respect to the Site, its owners, or its providers. 

Cognixus has not tested any information, software, or products found on any of the Sites and therefore does not make any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein. 

Cognixus accepts no responsibility or liability in respect of any such third party materials or for the operation or content of other website, products or services. 

Cognixus’s liability 

Cognixus is not liable for any damages including, without limitation, damage to your computer or computer system or settings, loss of data, revenue or profits, which you may suffer arising out of your use, delay in using, or inability to access this website, or in any other way connected with this website, including from the downloading of any software from this website. Cognixus disclaims any representation or warranty that the website or materials will meet your requirement or that the website or any software will be uninterrupted, secure or free from errors or viruses.